The Do's of Cheque Acceptance:

• Name address and phone number imprinted.
• Current date only.
• Compare ID picture with that of the person cashing or writing the cheque.
• Make sure signature matches ID signature.
• Make sure phone number is a working phone.
• Ask for street address — no Post office boxes.

The Don'ts of Cheque Acceptance:

• Don't let the cheque writer rush you.
• Don't take any cheque or person for granted, ALWAYS obtain proper ID.
• Don't accept prewritten personal cheques. At least the signature should be written in your presence.
• Don't accept unsigned cheques.
• Don't accept starter cheques.
• Don't accept two party cheques.

Spotting a Forged Cheque:

• The cheque writers name is different than the name printed on the cheque.
• If the top or side of the cheque is smooth and not perforated.
• If the bank numbers across the bottom appear glossy or irregular.
• Any difference or misalignment of type styles.
• Printing on the check appears faint or photo copied.
• Photo ID does not match information on the cheque.

You Don't Have To Accept A Cheque As A Form Of Payment If You THINK It Presents A Risk!

Reasons to Use a Collection Service:

• It removes you from being the "bad" guy and making the collection calls.
• Collection Agencies have knowledge of the laws on collections that you may not be aware of.
• Using a collection Agency frees you up to focus on what you do best running your business
• Your customers will know you are serious about collecting your debts.
• You don't pay them if they don't collect!
• Collection Agencies can commit more time to collecting your money, since that is all they do all day.